9 Tips and Tricks to Study Less and Remember More

An important test or exam is coming up and you’re looking for better ways to study? We’ve all been there. Collage students, high school kids and even working professionals can benefit from these tips and tricks to study more effectively. So here we go:

  1. Plan ahead and space out your studying. There is nothing worse than trying to study all of the information on the last day or two. By planning ahead and spacing out your study sessions you will give your brain more time to go over the information and retain a lot more of it. Not to mention this strategy will reduce your stress levels.
  2. Move around. Stationary sitting for a long time is bad for you. It also makes your brain bored and retain less information. By taking short 5 minute breaks every 30-40 minutes you will see better results.
  3. Study before going to bed. Reading your notes or a text book are great for helping you fall asleep. But did you know what you can actually remember more information if you study before sleep? It’s true. By studying before you go off to dream land you allow your brain to dwell on the new information while you’re sleeping.
  4. Write it out. Writing down the information you’re trying to remember get you to remember it much better. Your brain learns in many different ways and writing it out is just another tool for your brain to use. It’s almost like practicing the actual exam itself.
  5. Make yourself relaxed before you study. Relaxed brain will learn a lot easier then excited one. Simple breathing exercises or listening to calm music will put you in relaxed and learning friendly state of mind.
  6. Set up a reward program for yourself. Treating yourself every time you pass a milestone could be a great way to stay motivated throughout the learning process. Finishing a chapter or a page of notes could make great milestones. Remember: don’t make your milestones too small.
  7. Drink water. Dehydrated brain does not learn as easily as hydrated one. Don’t drink pop or energy drinks as they make your body’s sugar or caffeine levels unbalanced. Water is your friend.
  8. Remove all distractions. Social media or your cellphone could become your worst enemies when trying to concentrate on studying. Use your cellphone to respond to texts or phone calls ONLY on your break.
  9. Imagine that you are expalining the material to someone else. Practicing retelling or reteaching the newly learned material is one of the best ways to memorize it. If you don’t want to talk to your stuffed teddy bear teach the new material to your younger sister or your boyfriend.

I hope these tips and tricks will help you with studying and Acing your next test or exam! Happy studying:)

27 ways to save money

If you are like me you are always short of money at the end of the month. I get my paychecks and after paying my bills wanted where did all the money go? I have been searching internet for ways to save money. There is a lot of great information posted online. I will also do a post about making extra money. So here are a few ways I found that work to save extra money:

  1. Pay off credit card debt. Credit card companies charge believable interest rates. I know it’s easier said than done but paying off your credit card debt will put you on the track of success.
  2. Turn off your television. This will save you money on electricity, and maybe cable bill if you are willing to downgrade or get rid of your cable. Not to mention all the extra time you will have to work on your side business.
  3. Stop buying unnecessary things. You can also try selling some of the things around the house that you no longer use. Think about having a garage sale or selling the items on craigslist.org
  4. Hand make your gifts instead of buying them at the store. It will save you money and it will be much more meaningful for the person you’re giving the gift to.
  5. Write a list before you go shopping and stick to the list. Without a grocery list you will often find yourself buying unnecessary groceries and wasting your money. Most of it ends up in the garbage bin anyways.
  6. Cook at home instead of going out. Paying someone to prepare your meals and tipping a waiter to bring them to you is expensive.  It’s a much better idea to cook at home it is also A LOT cheaper.
  7. Don’t waste money on entertainment. Walk in the park, a picnic and a board game with friends are great entertainment. They are also FREE.
  8. Drink more water. Drinking water is good for you. It will also stop you from drinking and craving pop and expensive energy drinks.
  9. QUIT SMOKING!!! I mean this one is self explanatory. It’s very expensive and it VERY bad for you.
  10. Turn off lights. Turning lights off in the rooms when you are not there will cut your electric bill.
  11. Compare prices at grocery stores. Grocery stores always have sales and promotions. By comparing prices you can make sure that you’re getting cheapest possible prices.
  12. Cancel unused club memberships. Gyms are one of the biggest money wasters out there. If you are not using your gym membership to it’s full potential consider working out by running, walking, home exercises..etc..
  13. Wash your hand. By regularly washing your hands you prevent a lot of infections and bacterial sicknesses which can cause you to get sick. Getting sick is expensive not to mention all the time you will miss off work.
  14. Do holiday shopping right after holidays. After the holidays the prices are the lowest and it the best time to shop for present for next year. It will also save you a lot of stress before holidays.
  15. Don’t buy Brand names. Generic brands for the most part are just as good but cost half of brand name. Clothing or food buying generic brands will safe you money.
  16. Change the deductible amount on your insurance. By having a higher deductible you will safe on the monthly payments.
  17. Cancel magazine subscriptions. You can read most of news and cover stories online for free. Why waste money on expensive subscriptions.
  18. Rent out a room in your home. Being a land lord is a great way to make extra money from your house or a condo. Contact your local realtor to find the rent rates.
  19. Left overs are good. Don’t throw away your left overs. Refrigerate the food and heat it up the next day. This will cut down your grocery bill.
  20. Take public transportation. If possible taking public transportation will save you a lot of money on gasoline as well as insurance. Go buses!
  21. Buy only used cars. Buying a brand new car is one of the worst investments. The minute you drive it off the lot the value drops 10%-20%. Buying used is smart.
  22. Use electric razor to shave. Shaving with disposable razors is expensive. Using electric razor will save you a lot of money.
  23. Suggest cheap activities when hanging out with family or friends. Playing board games, shooting hoops or just relaxing together is much cheaper then let’s say golfing.
  24. Thinks smaller home. When buying a home think about all of the wasted space. Buying a smaller home is a great way to save some big bucks.
  25. Don’t go to Starbucks. I have nothing against Starbucks or any other coffee shop but their coffee is way to expensive. To save money make your own coffee at home.
  26. Don’t drink alcohol. Alcohol is not good for you and it’s expensive. By cutting on alcohol consumption you are saving money. Not to mention all of the money you save on healthcare later.
  27. Go on cheaper vacations. Maybe postpone your trip to Europe. Trips are expensive. Instead think about spending a vacation at home or visiting relatives in a nearby cities.

I hope you find these tips and tricks helpful. Good luck and happy saving:)

Top 10 cities in the world to live in 2015

I was on Global Finance website recently where they did an article about top 50 cities to live in the world. Here is the link to the original article: Original Article.

It got me thinking and I have decided to re-create the list of top 10 best cities to live in the world in 2015 with images and small descriptions.

The list of best cities is created and judged by the “quality of life”.  To judge the quality of life for the individuals they focus on things like: economic success, income per capita, employment, environment, education, heath, infrastructure and safety, leisure time, human rights, social happiness, freedom and physical health.

Here is the list of top 10 best cities in the world to live in 2015:

10. Auckland, New Zealand

Population: 1.377 million (2011)

The city is based around 2 large harbors. It is one of the biggest cuties in the north of New Zealand’s North Island. The iconic Sky Tower has views of Viaduct Harbor. Popular tourist attractions include: Auckland Domain – the city’s oldest park, is based around an extinct volcano and home to the formal Wintergardens. Mission Bay Beach is minutes from Downtown.


9. Perth, Australia

Population: 1.834 million (2012)

Perth is a capital of Western Australia and it sits on where the Swan River meets the southwest coast. Popular tourist attractions include: the Perth Cultural Centre houses the state ballet and opera companies, and occupies its own central precinct, including a theatre, art galleries and the Western Australian Museum.


8. Helsinki, Finland

Population: 599,676 (2012)

Helsinki is Finland’s southern capital. The city sits on a peninsula in the Gulf of Finland. Helsinki’s most popular tourist attractions include: he National Museum, tracing Finish history from the Stone Age to the present, imposing Parliament House and Kiasma contemporary art museum.


7. Sydney, Australia

Population: 4.293 million (2012)

Sydney is one of the largest cities in Australia. It is also a capital of New South Wales. The city is best known for its Opera House (see picture below) with it’s sail-like design. It was heavily featured in “Finding Nemo” pixar animated movie. Sydney Tower is a 268m glass viewing platform and is one of cities most popular tourist attractions.


6. Calgary, Canada

Population: 1.097 million (2011)

Calgary is the largest city is Canadian province – Alberta. Calgary has many skyscrapers, it’s rapid growth is largely due to it’s oil industry and production.  The city still has a feel of a western town and is nicknamed “Cowtown”.  Stampede is a massive rodeo and is one of the most well known events in the whole Canada.


5. Adelaide, Australia

Population: 1.251 million (2012)

Located in South Part of Australia it is regions cosmopolitan capital. Popular tourist attractions include: the Art Gallery of South Australia, displaying expansive collections including noted Indigenous art, and the South Australian Museum, devoted to natural history. The city hosts many arts and cultural festivals.


4. Toronto, Canada

Population: 2.615 million (2011)

Toronto is a capital of Ontario Province and it’s also the biggest city in Canada.  The city is very ethnically diverse located in Easter part of Canada along Lake Ontario’s northwestern shore. Downtown Toronto is dynamic with skysrapers and the iconic CN Tower. Oval Queen’s Park is among some of the popular tourist attraction.

Scenic view at Toronto city waterfront skyline at night

3. Vancouver, Canada

Population: 603,500 (2011)

This city is consistently featured on the list of best cities in the world. Located in the Western portion of Canada. It has a very diverse population with a lot of people coming to Vancouver because of it’s beauty and lifestyle. That makes the real estate prices go up, see houses for sale in Vancouver. The city is surrounded by mountains and invites outdoor lifestyle.


2. Vienna, Austria

Population: 1.741 million (2013)

Vienna is a capital of Austria. It lies in the eastern portion of Austria. It’s artistic legacy has been inspired by Mozart and Beethoven. Vienna is known for imperial palaces such as the Habsburgs summer residence and Schonbrunn. A lot of architecture in this beautiful city have been designed by world famous architects.


1. Melbourne, Australia

Population: 4,087 million (2012)

Melbourne is a city full of nineteenth century buildings and tree-line boulivevards. However the downtown center of the city is modern with new developments, plazas, bars, restaurants, cultural events and more.